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Terms of Service

Last updated: April 7, 2026

1. Agreement to Terms

By accessing or using KEYDEAL ("the Service"), operated at keydeal.net and via the KEYDEAL Chrome browser extension, you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

KEYDEAL is a rental property investment analysis tool that helps users evaluate real estate deals using multiple investment strategies including Buy & Hold, BRRRR, House Hacking, Turnkey Rental, Fix & Flip, and Short-Term Rental. The Service provides financial calculations, projections, comparisons, and after-tax analysis based on user-provided inputs.

3. Not Financial, Tax, or Legal Advice

KEYDEAL is an analytical tool, not a licensed financial advisor, tax advisor, accountant, or attorney. All calculations, projections, and metrics provided by the Service are estimates based on the information you enter and industry-standard formulas.

You should not rely solely on the Service for investment decisions. Before purchasing any property, entering into a financing arrangement, or taking any tax position, you should:

  • Consult with a licensed real estate agent or broker
  • Consult with a certified public accountant (CPA) or tax advisor
  • Consult with a licensed attorney for legal matters
  • Consult with a licensed mortgage professional for financing
  • Independently verify all property information, tax implications, and financial assumptions

4. Tax Analysis Disclaimer

The Service includes an optional after-tax analysis feature that models depreciation, passive activity loss rules, the short-term rental (STR) tax loophole, Real Estate Professional status, cost segregation, depreciation recapture, and 1031 exchanges based on your inputs.

This tax model is a simplified approximation for deal analysis only. It does NOT account for:

  • Net Investment Income Tax (NIIT)
  • Alternative Minimum Tax (AMT)
  • Self-employment tax on STR services income
  • Section 199A Qualified Business Income (QBI) deduction
  • State-specific rules, local taxes, or nuances beyond a flat state rate
  • Entity structuring implications (LLC, S-corp, partnership)
  • Your complete financial picture, including other income, deductions, and credits

Tax laws change frequently. Federal brackets, state rates, and bonus depreciation percentages embedded in the Service reflect values as of the date shown on each calculation. Real tax outcomes depend on your specific circumstances and the tax year in which income or losses are realized.

Nothing in the Service constitutes tax advice. You must consult a licensed tax professional before making any investment decision based on the projected tax impact shown.

5. User Accounts

To use certain features of the Service, you must create an account through our authentication provider, Clerk. You agree to:

  • Provide accurate, current, and complete information
  • Maintain the security and confidentiality of your credentials
  • Accept responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized access or security breach
  • Use the Service only for lawful purposes

6. Acceptable Use

You agree not to:

  • Use the Service for any illegal or unauthorized purpose
  • Attempt to gain unauthorized access to any part of the Service or its related systems
  • Interfere with or disrupt the Service or servers
  • Scrape, reverse engineer, decompile, or disassemble any portion of the Service
  • Use automated systems or bots to access the Service in a manner that sends more requests than a human could reasonably produce
  • Impersonate any person or entity
  • Collect or harvest any information from other users
  • Use the Service to transmit malware, spam, or other harmful code

7. Chrome Extension

The KEYDEAL Chrome extension extracts publicly available property listing information from supported real estate websites (Zillow, Redfin, Realtor.com) to populate your deal analyses. You agree that:

  • You will comply with the terms of service of each real estate website you visit
  • You will not use the extension to systematically scrape or republish data from those websites
  • Data accuracy is not guaranteed and you will independently verify any information imported into the Service

8. Intellectual Property

The Service, including its original content, features, and functionality, is and will remain the exclusive property of KEYDEAL. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

You retain ownership of the property data you enter into the Service. By using the Service, you grant us a limited license to store, process, and display your data solely for the purpose of providing the Service to you.

9. Third-Party Services

The Service integrates with third-party services including:

  • Clerk — authentication and user management
  • Neon — PostgreSQL database hosting
  • Cloudflare — content delivery and hosting
  • RentCast — rental estimate data (via Chrome extension)

Your use of these services is subject to their respective terms of service and privacy policies. We are not responsible for the content, policies, or practices of third-party services.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, KEYDEAL AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION:

  • Loss of profits, revenue, data, or business opportunities
  • Investment losses, including losses resulting from purchase decisions based on the Service
  • Tax penalties, interest, or additional tax owed resulting from reliance on the Service
  • Damages arising from your use or inability to use the Service
  • Damages resulting from any inaccuracy in the information provided by the Service

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

11. Indemnification

You agree to indemnify, defend, and hold harmless KEYDEAL and its affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of or in connection with your use of the Service, violation of these Terms, or violation of any rights of a third party.

12. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms. Upon termination, your right to use the Service will cease immediately.

You may terminate your account at any time by contacting us or using the account deletion feature in your settings.

13. Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by updating the "Last updated" date at the top of this page. Your continued use of the Service after changes become effective constitutes acceptance of the new Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any dispute arising under these Terms shall be resolved in the courts of competent jurisdiction in the United States.

15. Contact

If you have any questions about these Terms, please contact us at:

Email: legal@keydeal.net

Related

See also our Privacy Policy which explains how we collect, use, and protect your information.

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